In the moments after a car accident, your focus should be on healing, not fighting an insurance company. But the reality is that the other driver's insurer goes to work immediately to minimize what it pays, sometimes within hours. Having an advocate of your own levels the field. We handle these cases on contingency, so getting strong representation costs you nothing upfront.

Montana Is an At-Fault State

In Montana, the driver who causes a crash, through their insurance, is responsible for the resulting harm. That means your claim is generally made against the at-fault driver's insurer, and proving fault is central to recovering what you're owed. We build that proof through the police report, witness statements, scene evidence, and your medical records.

The 3-Year Deadline

Montana's statute of limitations for personal-injury claims is generally three years from the date of the accident (MCA § 27-2-204). It sounds like plenty of time, but evidence fades and witnesses move. The sooner we're involved, the more effectively we can preserve what your case needs.

What If You Were Partly at Fault?

Montana follows modified comparative negligence (§ 27-1-702). You can still recover as long as you were 50% or less at fault, with your award reduced by your share of the blame. Cross that line to more than 50%, and you recover nothing, which is precisely why insurers work so hard to pin fault on you. We push back with evidence.

What Your Claim Is Worth

A fair recovery accounts for far more than your initial ER bill. We pursue past and future medical costs, lost wages and diminished earning capacity, pain and suffering, and property damage. The early lowball offer an adjuster makes rarely reflects the true, long-term value of a serious injury, and accepting it usually closes the door for good.

No Fee Unless We Win

We represent injured Montanans on a contingency-feebasis. You pay no attorney's fee upfront, and we're paid only if we recover for you. That keeps experienced representation within reach exactly when you need it most, and it aligns our goals with yours.